585 752 1235 alexz@highlandwealthadvisory.com70 Linden Oaks, Rochester, New York 14625


When clients begin their investment advisory consultation, they nearly always have questions about what they will be able to do in the future.

  • When should I retire?
  • Can I maintain the same standard of living going into retirement?
  • How can I be certain I won’t run out of money 15 or 20 years into my retirement?
  • How do we receive the highest possible Social Security benefit?
  • What will we do if in 10 years my or my spouse’s health deteriorates?
  • How can I finance my children’s or grandchildren’s higher education?
  • Can we travel every year for the first 10 or 20 years in retirement?
  • Can we afford to buy that cottage on the lake?
  • Can I retire early and then pursue what I really love doing?

At Highland Wealth Advisory, we can answer all these questions with high confidence through financial planning. That’s why we recommend beginning each of our individual and family engagements by developing a financial plan.

The reason is simple: a financial plan is a critical step to answering questions you can and should have regarding your future. It is the key to understanding your long-term financial health. It helps bring clarity to your long-range planning, and it provides a powerful tool for aligning your investments with your financial and life goals.

Developing the plan requires some thought and homework on your part. What are your life goals? Which are mandatory, and which are stretch goals?  What’s your tolerance for market risk?

We’ll analyze your current financial situation in the context of your plans, dreams and risk profile to determine the investment scenarios that best meet your goals.

Over time, your circumstances may change. Maintaining a current financial plan is essential to effective wealth management, so we review your plan regularly and update it once a year, ensuring you stay on track to meet your goals.